Any existing leasing properties will never be evaluated independently against our ICR requirements.

This ICR requirements applies simply to the property that is new mortgaged. Any existing leasing properties won't be evaluated independently against our ICR requirements. We shall instruct a valuer that is independent validate the gross rental earnings and leasing need among these properties. Clients won't be charged for the additional valuations on the current purchase to allow and rented properties.

For applications where in actuality the term goes beyond the customer’s your retirement age (for just one or both clients), just the leasing earnings from the house being purchased/re mortgaged is going to be utilized.